VIP™ is a non-federally reinsured, supplemental crop insurance policy that provides the potential for a higher revenue protection guarantee than the base coverage established on the underlying Revenue Protection (RP), Area Revenue Protection (ARP), Margin Protection (MP) or MP with Harvest Price Option (MP-HPO) plans of insurance. Producers may add one or more alternative price discovery periods (intervals), of which the highest would be used to establish the revenue guarantee for loss purposes when applicable. A VIP policy may have a loss if the selected interval’s price is higher than the Projected and Harvest Prices.

Multi-Practice Endorsement

The Multi-Practice Endorsement provides more flexibility by giving producers the ability to customize their coverage for irrigated and non-irrigated practices with distinct coverage levels. When more than one practice exists on a policy, losses are paid on an enterprise unit by practice basis (within a county).

Margin Protection Input Cost Endorsement

The Margin Protection Input Cost Endorsement (ICE) is available on both MP and MP-HPO plans with options between 5% and 10% in 1% increments. This election sets a maximum decline on input cost from expected to final cost.


Coverage levels same as underlying MPCI.

Multiple Price Movement elections available.


The crops, types and practices for which the RP/ARP/MP/MP-HPO insurance plans are offered in the county are insurable under VIP if offered by the VIP Estimator.


The information contained in this publication is for general purposes only and shall not modify the terms of any insurance policy.

VIP is a trademark of Hudson Insurance Company.