Nursery Insurance is available in all counties for which a premium rate is provided in the actuarial documents. Nursery operators must meet certain criteria for eligibility.

Eligibility

Insurance coverage applies, by practice (field-grown or container), to all of your nursery plants in a county that:

  • You have a share.
  • Are on the Eligible Plant List and Plant Price Schedule (EPLPPS).
  • Are grown in a nursery that receives at least 40% of its gross income from the wholesale marketing of nursery plants.
  • Meet all the requirements for insurability.
  • Are grown in an appropriate medium.
  • Are grown and sold with the root system attached.

Nursery plants may not be insured if they:

  • Are grown in containers containing two or more different genera, species, subspecies, varieties or cultivars.
  • Are any plant classified by a state or county as illegal to grow or sell in the county in which the nursery is located.
  • Are grown as stock plants.
  • Are grown solely for harvest of buds, flowers or greenery.

Nursery must be inspected and approved before coverage can begin.

Premium Subsidy

67% 64% 64% 59% 59% 55%
50%
COVERAGE
55%
COVERAGE
60%
COVERAGE
65%
COVERAGE
70%
COVERAGE
75%
COVERAGE

 

The information contained in this publication is for general purposes only and shall not modify the terms of any insurance policy. Please refer to policy information found in the actuarials for your commodity/plan type.